Recent Articles
Oct
18
2019
18
2019
Plan ahead for the Holidays!
The holidays are coming soon!!! Plan ahead this year and look for ways to SAVE money during the most expensive season of the year. When you refinance, you not only reduce your monthly payment but you can also increase your cash flow with cash back and a skipped payment! Before...
The holidays are coming soon!!! Plan ahead this year and look for ways to SAVE money during the most expensive season of the year. When you refinance, you not only reduce your monthly payment but you can also increase your cash flow with cash back and a skipped payment! Before...
Oct
11
2019
11
2019
The rule of thumb myth
Myth - You need to reduce your rate by 1% for a refinance to make sense. No! This is Outdated Information!!!! You may have heard that the "rule of thumb" for refinancing is that you have to lower your rate by 1%. But this rule of thumb was created back in the pre-internet days when banks...
Myth - You need to reduce your rate by 1% for a refinance to make sense. No! This is Outdated Information!!!! You may have heard that the "rule of thumb" for refinancing is that you have to lower your rate by 1%. But this rule of thumb was created back in the pre-internet days when banks...
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Oct
04
2019
04
2019
Wholesale vs Retail
Retail vs. Wholesale - What you need to understand about interest rates! We partner with some of the largest lenders in the industry and they give us access to their wholesale interest rates. Essentially, they discount their rates because we eliminate a large portion of the...
Retail vs. Wholesale - What you need to understand about interest rates! We partner with some of the largest lenders in the industry and they give us access to their wholesale interest rates. Essentially, they discount their rates because we eliminate a large portion of the...
Sep
27
2019
27
2019
Homebuying 101
Fall is upon us but home-buying season is still in full swing! As your looking to buy your dream home, here are some important aspects to consider:1. Down Payment: the minimum down payment required is 3%. Typically the down payment must come from one of the following sources: savings,...
Fall is upon us but home-buying season is still in full swing! As your looking to buy your dream home, here are some important aspects to consider:1. Down Payment: the minimum down payment required is 3%. Typically the down payment must come from one of the following sources: savings,...
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Sep
20
2019
20
2019
The FED Cut Rates!
The FED announced that they are cutting interest rates again! What does that mean for mortgage rates????In short, not much. But here's the explanation: the FED is cutting interest rates on the Federal Funds Rate. This is the rate at which banks lend money to other banks for short term...
The FED announced that they are cutting interest rates again! What does that mean for mortgage rates????In short, not much. But here's the explanation: the FED is cutting interest rates on the Federal Funds Rate. This is the rate at which banks lend money to other banks for short term...